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🌍 Story of Strangling MSME exporter and his Gau Seva and tribal craftsmen and workers welfare from export earnings
INJUSTICE IGNORED, SPIRIT RISING
Documented Fraud Against MSME exporter, Gau Sewa, Tribal Artisans & Global Commerce
(Incorporating Evidence from “Concise-Facts and Evidences)
Core Mission Sabotaged:
For 30 years, our MSME exported sacred Rajasthani crafts globally, earnings foreign buyer funds helping and supporting into:
✓ Lifelines for 3,200+ indigenous cows (6 tribal area gaushalas),
✓ Wages, training and financial support for 230+ tribal artisans/women across Aravalli forests,
✓ Education/welfare across 600 sq km tribal belt of Aravalli mountains and forests.
ICICI Bank’s Fraud Blueprint:
1. Loan Sanction Hijacked (Fact #1,13):
- Sanctioned: ₹2.5 Crore based on MSME Export operations financial records
- Disbursed: ₹37.16 Lakhs only (15% of sanctioned amount)
- Diverted: ₹75 Lakhs illegally to UUCB via forged documents
- Withheld: ₹1.25 Crore + Blocked Export Receivables
2. Document Forgery & Coercion (Facts #2,7,8):
- Blank papers signed under duress forged into “Home Loan” contracts
- No mortgage registration done by ICICI Bank (SARFAESI invocation illegal per SC precedent)
- Mother’s ₹10L blank cheque coerced for illegally loan closure offer OTS (audio/witness evidence)
3. SA-339/2021 Fraud (Fact #3):
- Fabricated application using:
✓ Mother’s forged cheque
✓ False narrative of “settling loan by selling house”
✓ Filed without borrower consent
4. DRT Suppression of Justice (Facts #4,5,10,11):
- SA-351/2024 dismissed without hearing despite:
✓ Valid buyer orders/RBI circulars
✓ Documented more then ₹51 Lakhs borrower outstanding payments (23 transactions) - Ex-parte collusion: ICICI advocate + fake co-borrower and misleading Advocate + DRT Officers
- Violated RDB Act Section 22(2)(e) (ignored IA, natural justice)
- DRT bias confirmed: POs are ex-bankers (Finance Ministry appointees)
5. Advocate Betrayal (Fact #9):
- Adv. Sharad Joshi: Accepted ₹25,000 fee, then:
✓ Conspired with ICICI officials
✓ Falsely painted borrower as “defaulter” and spreading false narrative
6. ₹32 Crore Global Commerce Destruction (Fact #12):
- Blocked Shipments: $102,166.91 (₹76L) confirmed orders sabotaged and delayed
- Collateral Damage:
✓ ₹32 Crore foreign buyers contracts terminated
✓ U.S./EU buyers preparing class action (FCPA/RICO)
✓ Alien Tort Act exposure for Indian conspirators
7. Financial & Legal Reality:
| Fraud Element | Evidence |
|---|---|
| Loan Diversion | UUCB transfer docs (no contractual clause) |
| Forged Home Loan | Unregistered mortgage docs |
| ICICI’s Contract Act Violations | Sec 17/18/20/25/73/75 + RBI MSME Framework |
Human & Ecological Impact:
- 6 gaushalas starved of funding
- 230+ tribal artisans unemployed
- U.S./EU ethical supply chains permanently severed
Demands for Accountability:
- Criminal Prosecution: CA/ICICI officials for IPC 420 (fraud), 467 (forgery), 120B (criminal conspiracy).
- DRT Review: Quash SA-351 dismissal citing violation of RDB Act 22(2)(e).
- RBI Intervention: Penalize ICICI for MSME Framework 2.0 breaches.
- International Liability Notice: Alert U.S. DOJ/EU regulators of FCPA/RICO violations.