{"id":2760,"date":"2025-07-09T15:16:18","date_gmt":"2025-07-09T15:16:18","guid":{"rendered":"https:\/\/noveltyofsilver.com\/services\/?p=2760"},"modified":"2025-07-09T17:11:32","modified_gmt":"2025-07-09T17:11:32","slug":"divine-justice-vs-corporate-fraud-a-story-of-gau-seva-buyer-trust-the-sacred-fight-for-dharma","status":"publish","type":"post","link":"https:\/\/noveltyofsilver.com\/services\/divine-justice-vs-corporate-fraud-a-story-of-gau-seva-buyer-trust-the-sacred-fight-for-dharma\/","title":{"rendered":"How ICICI Bank, Corrupt CA & DRT Strangled a \u20b932-Crore MSME Export Lifeline for 3,200 Sacred Cows & Tribal Artisans"},"content":{"rendered":"\n

.<\/p>\n\n\n\n

\n\n\n\n

\ud83c\udf0d Story of Strangling MSME exporter and his Gau Seva and tribal craftsmen and workers welfare from export earnings<\/h1>\n\n\n\n

INJUSTICE IGNORED, SPIRIT RISING<\/h2>\n\n\n\n

Documented Fraud Against MSME exporter, Gau Sewa, Tribal Artisans & Global Commerce<\/strong><\/h3>\n\n\n\n

(Incorporating Evidence from “Concise-Facts and Evidences)<\/em><\/p>\n\n\n\n

Core Mission Sabotaged:<\/strong><\/p>\n\n\n\n

\n

For 30 years, our MSME exported sacred Rajasthani crafts globally, earnings foreign buyer funds helping and supporting into:
\u2713 Lifelines for\u00a03,200+ indigenous cows<\/strong>\u00a0(6 tribal area\u00a0gaushalas<\/em>),
\u2713 Wages, training and financial support for\u00a0230+ tribal artisans\/women<\/strong>\u00a0across Aravalli forests,
\u2713 Education\/welfare across\u00a0600 sq km tribal belt<\/strong> of Aravalli mountains and forests.<\/p>\n<\/blockquote>\n\n\n\n

ICICI Bank\u2019s Fraud Blueprint:<\/strong>
1. Loan Sanction Hijacked (Fact #1,13):<\/strong><\/p>\n\n\n\n

    \n
  • Sanctioned:\u00a0\u20b92.5 Crore based on MSME Export operations financial records <\/strong><\/li>\n\n\n\n
  • Disbursed:\u00a0\u20b937.16 Lakhs only<\/strong>\u00a0(15% of sanctioned amount)<\/li>\n\n\n\n
  • Diverted:\u00a0\u20b975 Lakhs illegally<\/strong>\u00a0to UUCB via forged documents<\/li>\n\n\n\n
  • Withheld:\u00a0\u20b91.25 Crore + Blocked Export Receivables<\/strong><\/li>\n<\/ul>\n\n\n\n

    2. Document Forgery & Coercion (Facts #2,7,8):<\/strong><\/p>\n\n\n\n

      \n
    • Blank papers signed\u00a0under duress<\/strong>\u00a0forged into “Home Loan” contracts<\/li>\n\n\n\n
    • No mortgage registration<\/strong>\u00a0done by ICICI Bank (SARFAESI invocation illegal per SC precedent)<\/li>\n\n\n\n
    • Mother\u2019s\u00a0\u20b910L blank cheque coerced<\/strong>\u00a0for illegally loan closure offer OTS (audio\/witness evidence)<\/li>\n<\/ul>\n\n\n\n

      3. SA-339\/2021 Fraud (Fact #3):<\/strong><\/p>\n\n\n\n

        \n
      • Fabricated application using:
        \u2713 Mother\u2019s forged cheque
        \u2713 False narrative of “settling loan by selling house”
        \u2713 Filed\u00a0without borrower consent<\/strong><\/li>\n<\/ul>\n\n\n\n

        4. DRT Suppression of Justice (Facts #4,5,10,11):<\/strong><\/p>\n\n\n\n

          \n
        • SA-351\/2024 dismissed without hearing<\/strong>\u00a0despite:
          \u2713 Valid buyer orders\/RBI circulars
          \u2713 Documented\u00a0more then \u20b951 Lakhs borrower outstanding payments<\/strong>\u00a0(23 transactions)<\/li>\n\n\n\n
        • Ex-parte collusion<\/strong>: ICICI advocate + fake co-borrower and misleading Advocate + DRT Officers<\/li>\n\n\n\n
        • Violated RDB Act Section 22(2)(e)<\/strong>\u00a0(ignored IA, natural justice)<\/li>\n\n\n\n
        • DRT bias confirmed<\/strong>: POs are ex-bankers (Finance Ministry appointees)<\/li>\n<\/ul>\n\n\n\n

          5. Advocate Betrayal (Fact #9):<\/strong><\/p>\n\n\n\n

            \n
          • Adv. Sharad Joshi<\/strong>: Accepted \u20b925,000 fee, then:
            \u2713 Conspired with ICICI officials
            \u2713 Falsely painted borrower as “defaulter” and spreading false narrative<\/li>\n<\/ul>\n\n\n\n

            6. \u20b932 Crore Global Commerce Destruction (Fact #12):<\/strong><\/p>\n\n\n\n

              \n
            • Blocked Shipments<\/strong>: $102,166.91 (\u20b976L) confirmed orders sabotaged and delayed<\/li>\n\n\n\n
            • Collateral Damage<\/strong>:
              \u2713\u00a0\u20b932 Crore<\/strong>\u00a0foreign buyers contracts terminated
              \u2713 U.S.\/EU buyers preparing\u00a0class action (FCPA\/RICO)<\/strong>
              \u2713\u00a0Alien Tort Act exposure<\/strong>\u00a0for Indian conspirators<\/li>\n<\/ul>\n\n\n\n

              7. Financial & Legal Reality:<\/strong><\/p>\n\n\n\n

              Fraud Element<\/strong><\/th>Evidence<\/strong><\/th><\/tr><\/thead>
              Loan Diversion<\/td>UUCB transfer docs (no contractual clause)<\/td><\/tr>
              Forged Home Loan<\/td>Unregistered mortgage docs<\/td><\/tr>
              ICICI\u2019s Contract Act Violations<\/td>Sec 17\/18\/20\/25\/73\/75 + RBI MSME Framework<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

              Human & Ecological Impact:<\/strong><\/p>\n\n\n\n

              \n
                \n
              • 6 gaushalas<\/strong>\u00a0starved of funding<\/li>\n\n\n\n
              • 230+ tribal artisans<\/strong>\u00a0unemployed<\/li>\n\n\n\n
              • U.S.\/EU ethical supply chains<\/strong>\u00a0permanently severed<\/li>\n<\/ul>\n<\/blockquote>\n\n\n\n

                Demands for Accountability:<\/strong><\/p>\n\n\n\n

                  \n
                1. Criminal Prosecution<\/strong>: CA\/ICICI officials for\u00a0IPC 420 (fraud), 467 (forgery), 120B (criminal conspiracy)<\/strong>.<\/li>\n\n\n\n
                2. DRT Review<\/strong>: Quash SA-351 dismissal citing\u00a0violation of RDB Act 22(2)(e)<\/strong>.<\/li>\n\n\n\n
                3. RBI Intervention<\/strong>: Penalize ICICI for\u00a0MSME Framework 2.0 breaches<\/strong>.<\/li>\n\n\n\n
                4. International Liability Notice<\/strong>: Alert U.S. DOJ\/EU regulators of\u00a0FCPA\/RICO violations<\/strong>.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

                  . \ud83c\udf0d Story of Strangling MSME exporter and his Gau Seva and tribal craftsmen and workers welfare from export earnings INJUSTICE IGNORED, SPIRIT RISING Documented Fraud Against MSME exporter, Gau Sewa, Tribal Artisans & Global Commerce (Incorporating Evidence from “Concise-Facts and Evidences) Core Mission Sabotaged: For 30 years, our MSME exported sacred Rajasthani crafts globally, […]<\/p>\n","protected":false},"author":1,"featured_media":2646,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[36],"tags":[66,60,54,45,55],"class_list":["post-2760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loss-of-clients-opportunities","tag-drt-compensation","tag-export-claim-filing","tag-global-buyer-protection","tag-icici-bank-fraud","tag-supreme-court-justice"],"_links":{"self":[{"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/posts\/2760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/comments?post=2760"}],"version-history":[{"count":14,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/posts\/2760\/revisions"}],"predecessor-version":[{"id":2775,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/posts\/2760\/revisions\/2775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/media\/2646"}],"wp:attachment":[{"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/media?parent=2760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/categories?post=2760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noveltyofsilver.com\/services\/wp-json\/wp\/v2\/tags?post=2760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}